Salary, Tax & SSF Calculator

Configure your monthly package and yearly bonuses to see an exact breakdown.

Fiscal Year

▼ NPR 90,129 less tax in FY 2084

1Configuration

Monthly Inputs

SSF Enabled

When enabled, 20% employer + 11% employee SSF is applied.

Yearly Bonuses

Max you can shelter:NPR 2,34,047.62

Cap = 1/3rd of income (4,33,333.33) OR 10 Lakhs (FY 2084), whichever is lower — minus SSF deposited.

2Monthly AverageFY 2084

NPR 90,970.83

Avg. Net Take-Home

Effective ValueNPR 95,433.33

Liquid Net + SSF Retirement (8.33%) + CIT. True wealth generated per month.

Earnings

IncentiveNPR 0.00
Salary ComponentNPR 1,00,000.00
Basic (60%)NPR 53,571.43
Allowance (40%)NPR 35,714.29
+ Employer SSF (20% of Basic)NPR 10,714.29
+ Bonuses (Averaged)NPR 8,333.33

Deductions

Income Tax (TDS) — FY 2084− NPR 755.36
Employee SSF (11% of Basic)− NPR 5,892.86
Standard Paycheck (No Bonus):NPR 82,637.50

Your actual paycheck in a non-bonus month is lower because the tax on your yearly bonuses is spread evenly across all 12 months.

3Yearly TotalsFY 2084

NPR 10,91,650.00

Total Liquid Net Cash

Total Assessable IncomeNPR 13,00,000.00

Earnings

IncentiveNPR 0.00
Salary ComponentNPR 12,00,000.00
Basic (60%)NPR 6,42,857.14
Allowance (40%)NPR 4,28,571.43
+ Employer SSF (20% of Basic)NPR 1,28,571.43
+ Festival BonusNPR 1,00,000.00
+ Profit BonusNPR 0.00

Deductions

Total Income Tax — FY 2084− NPR 9,064.29
Employee SSF (11% of Basic)− NPR 70,714.29

Yearly Savings Generated

Total SSF Deposited (31% of Basic: 20% Employer + 11% Employee)NPR 1,99,285.71
↳ Pension Fund (20%)NPR 1,28,571.43
↳ Retirement / Gratuity (8.33%)NPR 53,550.00

SSF — % of SSF Basic (monthly)

Category% of BasicMonthly (NPR)Yearly (NPR)
Pension Fund20%10,714.291,28,571.43
Retirement / Gratuity Fund8.33%4,462.5053,550.00
Medical, Health & Maternity1%535.716,428.57
Accident & Disability1.4%750.009,000.00
Dependent Family Protection0.27%144.641,735.71
Total31%16,607.141,99,285.71

Income Tax — Annual(Single filer)

Taxable Income: NPR 11,00,714

FY 2084

FY 2083 Tax (Old)

NPR 99,192.86

FY 2084 Tax

NPR 9,064.29

Save NPR 1,00,142.86

-90.9% change

−10% rebate

Female applied

Income BracketRateIncome in SlabTax
Up to Rs 10,00,0000%10,00,000—
Next Rs 5,00,000 (10L–15L)10%1,00,71410,071.43
Next Rs 10,00,000 (15L–25L)20%0—
Next Rs 15,00,000 (25L–40L)27%0—
Above Rs 40,00,00029%0—
Total slab tax (before rebate)NPR 10,071.43
Effective tax after 10% female rebateNPR 9,064.29

FY 2084 Rate Reference — Single filer

1%
10%
20%
27%
29%