Salary, Tax & SSF Calculator
Configure your monthly package and yearly bonuses to see an exact breakdown.
1Configuration
Monthly Inputs
Yearly Bonuses
Optimum allowance left: NPR 2,34,047.62
Cap is based on 1/3rd of income (4,33,333.33) OR 5 Lakhs, whichever is lower, minus your SSF deposits.
2Monthly Average
NPR 83,085.12
Avg. Net Take-Home
Effective ValueNPR 87,547.62
Liquid Net + SSF Retirement (8.33%) + CIT. True wealth generated per month.
Earnings
IncentiveNPR 0.00
Salary ComponentNPR 1,00,000.00
Basic (60%)NPR 53,571.43
Allowance (40%)NPR 35,714.29
+ Employer SSF (20% of Basic)NPR 10,714.29
+ Bonuses (Averaged)NPR 8,333.33
Deductions
Income Tax (TDS)− NPR 8,641.07
Employee SSF (11% of Basic)− NPR 5,892.86
Standard Paycheck (No Bonus):NPR 74,751.79
Your actual paycheck in a non-bonus month is lower because the tax on your yearly bonuses is spread evenly across all 12 months.
3Yearly Totals
NPR 9,97,021.43
Total Liquid Net Cash
Total Assessable IncomeNPR 13,00,000.00
Earnings
IncentiveNPR 0.00
Salary ComponentNPR 12,00,000.00
Basic (60%)NPR 6,42,857.14
Allowance (40%)NPR 4,28,571.43
+ Employer SSF (20% of Basic)NPR 1,28,571.43
+ Festival BonusNPR 1,00,000.00
+ Profit BonusNPR 0.00
Deductions
Total Income Tax− NPR 1,03,692.86
Employee SSF (11% of Basic)− NPR 70,714.29
Yearly Savings Generated
Total SSF Deposited (31% of Basic: 20% Employer + 11% Employee)NPR 1,99,285.71
↳ Pension Fund (20%)NPR 1,28,571.43
↳ Retirement / Gratuity (8.33%)NPR 53,550.00
SSF — % of SSF Basic (monthly)
| Category | % of Basic | Monthly (NPR) | Yearly (NPR) |
|---|---|---|---|
| Pension Fund | 20% | 10,714.29 | 1,28,571.43 |
| Retirement / Gratuity Fund | 8.33% | 4,462.50 | 53,550.00 |
| Medical, Health & Maternity | 1% | 535.71 | 6,428.57 |
| Accident & Disability | 1.4% | 750.00 | 9,000.00 |
| Dependent Family Protection | 0.27% | 144.64 | 1,735.71 |
| Total | 31% | 16,607.14 | 1,99,285.71 |
Income Tax — Annual (Single filer)
| Annual Taxable Income | Rate | Income in slab | Tax |
|---|---|---|---|
| Up to Rs 5,00,000 | 1% | 5,00,000 | 5,000.00 |
| Next Rs 2,00,000 (5L–7L) | 10% | 2,00,000 | 20,000.00 |
| Next Rs 3,00,000 (7L–10L) | 20% | 3,00,000 | 60,000.00 |
| Next Rs 10,00,000 (10L–20L) | 30% | 1,00,714 | 30,214.29 |
| Next Rs 30,00,000 (20L–50L) | 36% | 0 | 0.00 |
| Above Rs 50,00,000 | 39% | 0 | 0.00 |
Total slab tax (before rebate)NPR 1,15,214.29
Effective tax after 10% female rebateNPR 1,03,692.86